This Little-Known Tax Trick Could Be a Game-Changer in 2025 Here’s How to Use It

While most Americans dread tax season, savvy filers are discovering a 2025 loophole that could save them thousands: the Qualified Charitable Distribution (QCD) + Roth Conversion combo.

Here’s how it works:

• Those over 70½ can donate up to $100K directly from an IRA tax-free.

• Meanwhile, Roth conversions (done strategically) let you lock in today’s lower tax rates before potential hikes in 2026.

CPA Jenna Morales explains:

“Used together, these tools reduce taxable income, increase retirement flexibility, and beat future IRS changes.”

It’s legal. It’s underused. And financial influencers are now calling it the #2025TaxHack.

Also Read: Is America Losing Freedom of Speech Since Trump Took Office?

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